What is the exchange rate today?
The rate at the top of this page updates automatically from an international rate provider, several times a day. It is the market rate — what your card is actually charged will be close to it but not identical, because card issuers add their own conversion fee.
Why is my card charged more than the price I saw?
Because of the foreign-exchange fee. Most issuers charge between 2% and 3% on a foreign-currency transaction, and sometimes a flat cross-border fee on top. A $100 order shows as $100 on the merchant side, but the local-currency charge lands a few percent above the raw conversion.
Should I pay in the original currency or my own?
Almost always the original currency. When a checkout offers to charge you in your home currency (dynamic currency conversion), the rate comes from the acquirer rather than your card issuer, and it is usually worse. Choosing the original currency leaves the conversion with your own bank.
How do I work out the true cost of an order?
Take the item price, add shipping, convert at the rate on this page, then add roughly 3% for the conversion fee. If the order value crosses your country's import threshold, add VAT as well — there is a separate calculator for that on this site.